Other State Bank Of Patiala useful links

  1. Documents Required for State Bank Of Patiala Auto Loan
  2. Eligibility Criteria for State Bank Of Patiala Auto Loan
  3. EMI Calculator for State Bank Of Patiala Auto Loan
  4. Interest Rates State Bank Of Patiala Auto Loan
  5. Application process for State Bank Of Patiala Auto Loan

Factors that Affect State Bank Of Patiala Auto loan

  • Principal- The principal is the State Bank Of Patiala Auto loan amount that you avail from the lender or banker. It is directly proportional to your other EMIs - lower principal of loan will lower your monthly instalments and vice versa.
  • Rate of interest- The rate of interest is the rate at which the lender or banker offers you the State Bank Of Patiala Auto loan. It is also directly proportional to the value of your State Bank Of Patiala Auto loan EMIs.
  • Tenure- The tenure is the time within which you repay your State Bank Of Patiala Auto loan. The tenure is inversely proportional to your other loan EMIs - longer tenure makes the monthly installments or EMI amount cheaper and vice versa.

Things to consider that affect the State Bank Of Patiala Auto loan:

  1. Income Levels
  2. Stability of Income
  3. Vehicle or car type 
  4. Credit History( loan repayment history)
  5. Employment Status for Salaried
  6. Business Longevity for Self-employed 
  7. Relationship with Lender or banker
  8. Category of Your Employer



  • Allahabad Bank