Factors that Affect Dhani Loans car loan

  • Principal- The principal is the Dhani Loans car loan amount that you avail from the lender or banker. It is directly proportional to your other EMIs - lower principal of loan will lower your monthly instalments and vice versa.
  • Rate of interest- The rate of interest is the rate at which the lender or banker offers you the Dhani Loans car loan. It is also directly proportional to the value of your Dhani Loans car loan EMIs.
  • Tenure- The tenure is the time within which you repay your Dhani Loans car loan. The tenure is inversely proportional to your other loan EMIs - longer tenure makes the monthly installments or EMI amount cheaper and vice versa.

Things to consider that affect the Dhani Loans car loan:

  1. Income Levels
  2. Stability of Income
  3. Vehicle or car type 
  4. Credit History( loan repayment history)
  5. Employment Status for Salaried
  6. Business Longevity for Self-employed 
  7. Relationship with Lender or banker
  8. Category of Your Employer





  • Allahabad Bank