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Outstanding amount:The principal is the Andhra Bank Credit Card outstanding amount that you avail from the lender or bank. It is directly proportional to your other EMIs - lower outstanding will lower your monthly EMi instalments and vice versa.
Rate of interest- The rate of interest at which the lender offers you the Andhra Bank Credit Card outstanding amount . It is also directly proportional to the value of Andhra Bank Credit Card outstanding amount EMIs.
Tenure- The tenure is the time within which you repay Andhra Bank Credit Card outstanding amount. The tenure is inversely proportional to Andhra Bank Credit Card outstanding amount EMIs - longer tenure makes the monthlyAndhra Bank Credit Card instalments cheaper and vice versa.
Things to consider that affect the Andhra Bank Credit Card EMI: