Factors that Affect Cholamandalam home loan
- Principal- The principal is the Cholamandalam home loan amount that you avail from the lbank or ender. It is directly proportional to EMIs you have on your name - lower principal of Cholamandalam home loan will lower your monthly instalments/EMI and vice versa.
- Rate of interest- The rate of interest for Cholamandalam home loan is the rate at which the lender/bank offers you the Cholamandalam home loan. It is also directly proportional to the value of your other type of loan EMIs.
- Tenure- The tenure is the time within which you repay your Cholamandalam home loan. The tenure is inversely proportional to your other types of loan EMIs - longer tenure for Cholamandalam home loan makes the monthly instalments easy to repay and vice versa.