Factors that Affect HDFC Bank Student Loan

  • Principal- The principal is the HDFC Bank Student Loan amount that you avail from the lender or banker. It is directly proportional to your all EMIs - lower principal will lower your monthly instalments for HDFC Bank Student Loan and vice versa.
  • Rate of interest- The rate of interest for HDFC Bank Student Loan is the rate at which the lender offers you the HDFC Bank Student Loan. It is also directly proportional to the value of your HDFC Bank Student Loan EMIs.
  • Tenure- The tenure is the time within which you repay your HDFC Bank Student Loan. The tenure is inversely proportional to your all other loan EMIs - longer tenure makes the monthly EMI instalments cheaper and vice versa.



  • Allahabad Bank