Factors that Affect Indian Overseas Bank Student Loan

  • Principal- The principal is the Indian Overseas Bank Student Loan amount that you avail from the lender or banker. It is directly proportional to your all EMIs - lower principal will lower your monthly instalments for Indian Overseas Bank Student Loan and vice versa.
  • Rate of interest- The rate of interest for Indian Overseas Bank Student Loan is the rate at which the lender offers you the Indian Overseas Bank Student Loan. It is also directly proportional to the value of your Indian Overseas Bank Student Loan EMIs.
  • Tenure- The tenure is the time within which you repay your Indian Overseas Bank Student Loan. The tenure is inversely proportional to your all other loan EMIs - longer tenure makes the monthly EMI instalments cheaper and vice versa.



  • Allahabad Bank