Factors that Affect L & T Finance Two wheeler loan

  • Principal- The principal is the L & T Finance Two wheeler loan amount that you avail from the lender or bank or NBFC. It is directly proportional to all your EMIs - lower principal of L & T Finance Two wheeler loan will lower your monthly EMI instalments and vice versa applies.
  • Rate of interest- The rate of interest is the rate at which the lender or bank offers you the L & T Finance Two wheeler loan. It is also directly proportional to the purchase value of your L & T Finance Two wheeler loan EMIs.
  • Tenure- The tenure is the time within which you should repay your L & T Finance Two wheeler loan. The tenure is inversely proportional to all your loan EMIs - longer tenure makes the monthly instalments low.

Things to consider that affect the L & T Finance Two wheeler loan:

  1. Income Levels
  2. Stability of Income
  3. Two wheeler type, model, year, engine
  4. Credit History( loan repayment history)
  5. Employment Status for Salaried
  6. Business Longevity for Self-employed 
  7. Relationship with Lender or banker
  8. Category of Your Employer



  • Allahabad Bank