Factors that Affect DCB Bank Used Bike loan

  • Principal- The principal is the DCB Bank Used Bike loan amount that you avail from the lender or bank or NBFC. It is directly proportional to all your EMIs - lower principal of DCB Bank Used Bike loan will lower your monthly EMI instalments and vice versa applies.
  • Rate of interest- The rate of interest is the rate at which the lender or bank offers you the DCB Bank Used Bike loan. It is also directly proportional to the purchase value of your DCB Bank Used Bike loan EMIs.
  • Tenure- The tenure is the time within which you should repay your DCB Bank Used Bike loan. The tenure is inversely proportional to all your loan EMIs - longer tenure makes the monthly instalments low.

Things to consider that affect the DCB Bank Used Bike loan:

  1. Income Levels
  2. Stability of Income
  3. Used Bike type, model, year, engine
  4. Credit History( loan repayment history)
  5. Employment Status for Salaried
  6. Business Longevity for Self-employed 
  7. Relationship with Lender or banker
  8. Category of Your Employer



  • Allahabad Bank